Privacy Policy

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

2. Use License

1. Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Phillips Insurance’s site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:
   1. modify or copy the materials;
   2. use the materials for any commercial use , or for any public presentation (business or non-business);
   3. attempt to decompile or rebuild any product or material contained on Phillips Insurance’s site;
   4. remove any copyright or other restrictive documentations from the materials; or
   5. transfer the materials to someone else or even “mirror” the materials on other server.
2. This permit might consequently be terminated if you disregard any of these confinements and may be ended by Phillips Insurance whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

3. Disclaimer

1. The materials on Phillips Insurance’s site are given “as is”. Phillips Insurance makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Phillips Insurance does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

4. Constraints

In no occasion should Phillips Insurance or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Phillips Insurance’s Internet webpage, regardless of the possibility that Phillips Insurance or a Phillips Insurance approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

5. Amendments and Errata

The materials showing up on Phillips Insurance’s site could incorporate typographical, or photographic mistakes. Phillips Insurance does not warrant that any of the materials on its site are exact, finished, or current. Phillips Insurance may roll out improvements to the materials contained on its site whenever without notification. Phillips Insurance does not, then again, make any dedication to update the materials.

6. Links

Phillips Insurance has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Phillips Insurance of the site. Utilization of any such connected site is at the user’s own risk.

7. Site Terms of Use Modifications

Phillips Insurance may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

8. Governing Law

Any case identifying with Phillips Insurance’s site should be administered by the laws of the country of United States Phillips Insurance State without respect to its contention of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

• Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
• We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
• We will just hold individual data the length of essential for the satisfaction of those reasons.
• We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
• Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
• We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
• We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

Phillips Insurance Agency Texting Service – Terms and Conditions

1. Program Description

The Phillips Insurance Agency using text messaging as a convenience to our customers. We use text messaging to communicate short form details important to customers. Text messaging also allows the agency staff to communicate with customers in a way that is convenient to the customer. We may use text messaging for communications to enrolled customers for instances including, but not limited to, appointment reminders, when an agency phone call is missed, or to send information requested by the customer.

2. Message and Data Rates May Apply

Any text messaging sent to a customer from The Agency or received by The Agency from a customer may have message and data rates applied to it from the customer’s mobile carrier.

3. Message Frequency/Recurring Message Disclosure

The Agency will use phone calls and emails as its primary form of communication. However, The Agency may send or receive a text message from a customer when doing so is convenient for the customer. At the time of this writing, there are no automated text messages established by The Agency. A real person at The Agency is drafting and sending any text messages, and reading or processing any messages The Agency receives.

4. Customer Support Contact Information

Should a customer need support related to The Agency’s text messaging, a customer can call the main agency phone number at 810.230.0020. A staff member will promptly help a customer.

5. Opt-Out Instructions (HELP and STOP)

Should an agency customer wish to not receive text messages from The Agency, the customer can text ‘STOP’ to the agency texting line. A customer can also text ‘HELP’ to receive agency staff help related to a text message or call the main agency phone at 810.230.0020.

6. Link to Privacy Policy

For The Agency’s privacy policy, please follow this link: Privacy Policy | Phillips Insurance

7. Disclosure That Carriers Aren’t Liable for Delayed or Undelivered Messages

The Agency is unable to control delivery of any text messages sent or received. Therefore, it is important to know that The Agency, an insurance company, and any respective cellular carrier is not responsible and will not be held liable for any delayed or undelivered messages. Customers are encouraged to use phone calls and emails as the primary method of communication with agency staff.